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Dechert LLP

Work +1 202 261 3330
Fax +1 202 261 3333

David J. Harris

Work +1 202 261 3385
Dechert LLP


David J. Harris provides regulatory and transactional advice on a wide range of matters in the financial services industry. Mr. Harris works with investment funds (registered and unregistered, onshore, and offshore), investment advisers, broker-dealers, banks (U.S. and foreign), thrifts, trust companies, credit unions, insurance companies, commodity trading advisers, commodity pool operators, and futures commission merchants, as well as financial services holding companies.

Mr. Harris’ experience includes counseling clients on the application of laws and regulations administered by the Securities and Exchange Commission (SEC), the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration, the Commodity Futures Trading Commission, the U.S. Treasury, the Financial Stability Oversight Council (FSOC) and the Federal Trade Commission, industry self-regulatory organizations, state regulatory agencies having jurisdiction over securities, banking, and insurance activities, and representing clients in their negotiations with these regulators.

Mr. Harris also advises financial institutions on privacy regimes. He works with clients to develop policies, privacy agreements, and compliance/audit programs so that they can efficiently manage their privacy obligations under the Gramm-Leach-Bliley Act, the Fair Credit Reporting Act, the SEC’s Regulation S-P, and related privacy regulations of other federal regulators, the states, and the European Union. He also advises clients on how their privacy obligations are affected by other federal statutes and regulations, including anti-money laundering obligations under the Bank Secrecy Act, as amended by the USA PATRIOT Act.


Purdue University, B.A., B.S., 1978, with High Honors, Phi Beta Kappa and Pi Kappa Phi; Georgetown University Edmund A. Walsh School of Foreign Service, M.S.F.S., 1982; Georgetown University Law Center, J.D., 1982, magna cum laude, 1982, topics editor of Law and Policy in International Business

United States: Finance

Financial services regulation

Within: Financial services regulation

Dechert LLP has significant capability across a wide spectrum of regulatory issues affecting traditional banks and asset managers, as well as the rapidly growing fintech sector. Jointly headed by senior counsel David Ansell and David Harris, the team is noted for its expertise in bank control issues and is regularly engaged by bank holding companies as well as funds to structure investments in a manner which is consistent and that potentially mitigates the strictures of the Volcker Rule. On the fintech front, as well as advising across a variety of standalone regulatory issues impacting on blockchain technology and cryptocurrencies, the team has developed a strong reputation advising marketplace lenders on investments made by traditional banks in order to enter the market, as well as regularly helping secure charters for marketplace lenders. Recent highlights include advising BitGo in connection with an equity investment by Goldman Sachs. The team was recently impacted by the departure of experienced practitioners Thomas Vartanian and Robert Ledig, who left to head up a new financial regulatory institute at a US law school. Named attorneys are based in Washington DC.

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