The Legal 500

Twitter Logo Youtube Circle Icon LinkedIn Icon
Work 020 7600 8080

Jacob Ghanty

Work +44 20 7710 8031
Kemp Little LLP

Work Department

Commercial Technology


Partner, Head of Financial Regulation


Jacob joined Kemp Little as a partner in 2017 having previously held partner positions at international law firms.  He qualified as a solicitor in 2000 and became a partner in 2007. Jacob has built a career as a financial services regulation specialist advising clients including payment institutions, e-money issuers, banks, insurers, asset managers, crowdfunding platforms and technology companies. His focus on payment services, insurance, markets and banking law and regulation has seen him build many strong relationships within the financial services sector. Jacob edits the chapters on SYSC and MIPRU for Butterworths Financial Regulation Service and sits on the editorial board of In Compliance.

Before joining Kemp Little, Jacob undertook secondments with both Legal & General and Fidelity Investments


English, French, German


Law Society (England & Wales)


Reading University, BA Hons History, 1995

Exeter University, GDL and LPC, 1997 and 1998

The King’s School, Gloucester, 1992

London: Corporate and commercial

Financial services: non-contentious/regulatory

Within: Financial services: non-contentious/regulatory

Kemp Little LLP focuses on financial regulation at the intersection between technology and the financial sector. Areas of expertise include fintech, cryptocurrency, blockchain and payments. The firm also has experience in the insurance space, providing a niche practice in insurtech. The team is led by technology expert Jacob Ghanty and was strengthened by the arrival of John Drabble from ACA Compliance in 2019, who specialises in regulatory compliance in the technology area.

[back to top]

London: TMT (technology, media and telecoms)


Within: Fintech

Kemp Little LLP's traditionally technology driven fintech practice continues to grow its financial services regulatory offering, most recently with the addition of John Drabble as a senior financial regulatory compliance consultant. The group acts in a full-service capacity for a wide range of start-ups and large-scale fintech companies, including payment service providers, insurtech providers, open banking innovators and cryptocurrency exchanges; it has also been instructed by large financial institutions. IT practice head Chris Hill, who is a leading voice on mobile payments and open banking, acts for a variety of fintech clients, where he specialises in advising on the various elements of fintech contracting, such as software, cloud computing, IP licensing and AI. Jacob Ghanty (head of the financial regulation team) focuses predominantly on payments law, an area in which he advises clients ranging from crowdfunding platforms to large incumbent banks. The team boasts further expertise working with clients on white labelling and distribution deals for regulated services. In a recent highlight Hill and recent joiner Anita Bapat advised Flux on its successful application to the FCA to become the first ever regulated account information service provider.

[back to top]

IHL Briefings

If your firm wishes to publish IHL Briefings or articles, please contact Antony Dine on +44 (0) 207 396 9315 or


United Kingdom: Fintech (2nd edition)

This country-specific Q&A provides an overview of the legal framework and key issues surrounding fintech law in the United Kingdom . This Q&A is part of the global guide to Fintech. [Continue Reading]

Back to index

Legal Developments in London

Legal Developments and updates from the leading lawyers in each jurisdiction. To contribute, send an email request to