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Jacob Ghanty

Work +44 20 7710 8031
Kemp Little LLP

Work Department

Commercial Technology


Partner, Head of Financial Regulation


Jacob joined Kemp Little as a partner in 2017 having previously held partner positions at international law firms. He qualified as a solicitor in 2000 and became a partner in 2007.

Jacob has built a career as a financial services regulation specialist advising clients including payment institutions, e-money issuers, banks, insurers, asset managers, crowdfunding platforms and technology companies. His focus on payment services, insurance, markets and banking law and regulation has seen him build many strong relationships within the financial services sector. Jacob edits the chapters on SYSC and MIPRU for Butterworths Financial Regulation Service and sits on the editorial board of In Compliance.

Before joining Kemp Little, Jacob undertook secondments with both Legal & General and Fidelity Investments.


English, French, German


Law Society (England & Wales)


Reading University, BA Hons History, 1995

Exeter University, GDL and LPC, 1997 and 1998

The King’s School, Gloucester, 1992

London: Corporate and commercial

Commercial contracts

Within: Commercial contracts

Kemp Little LLP, which is a specialist technology and digital media law firm, has a dedicated commercial technology practice that advises customers and suppliers on a full range of commercial contracting issues. Its work spans all areas that are core to business operations, such as the supply and procurement of goods and services, warehousing and parts supply, advertising and marketing, and distribution. The practice was bolstered by the hire of financial regulatory expert Jacob Ghanty from K&L Gates LLP in November 2017, strengthening its support to clients in the financial services sector; this is one industry which is experiencing rapid changes driven by new technologies. Ghanty works alongside Paul Hinton, who leads the commercial technology team and is also the financial services practice head. Another key individual is Chris Hill, who is knowledgeable about fintech-related contracts, such as those involving software, cloud and data licensing. Hill is also recommended for his mobile payments and open banking expertise. Beyond financial services, the firm's other areas of activity include retail, manufacturing and professional services. Andrew Joint is leading the advice to Phillip Morris International on various matters, including agreements related to the provision of consultancy services linked to the launch of its new e-cigarette products. In addition, Joint and others have been assisting SCRAM Systems with negotiating contracts with police forces and government departments over its transdermal alcohol monitoring equipment (which reads alcohol consumption via an ankle bracelet). Outsourcing practice head Paul O’Hare is leading the firm's push into transactions involving robotic process automation (RPA), and service integration and management (SIAM). Calum Murray and managing associate Rupam Davé are other names to note.

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London: Crime, fraud and licensing

Gaming and betting

Within: Gaming and betting

Kemp Little LLP¬† is noted for its strength in the online and mobile gambling sector, where the team advises on rapidly developing areas such as fintech, artificial intelligence, in-app purchases and digital currencies, and the firm is praised by clients as being ‚Äėa very informative resource for all things related to online gambling‚Äô. Notable work included advising Gamblewise on its mobile app to help gamblers control the time they spend gambling, which involved advising on the terms and conditions for contracts with gamblers using the product, including collection and use of personal data and the commercial contracts with operators in whose facilities the product will operate. Another notable highlight is continuing to advise William Hill on its supply arrangement with Playtech. Susan Biddle¬†heads the practice and is praised for her ‚Äėexcellent communication skills and depth of knowledge‚Äô. Financial regulatory team head¬†Jacob Ghanty¬†¬†is also recommended.

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London: TMT (technology, media and telecoms)


Within: Fintech

With particularly deep experience in cryptocurrencies and open banking, particularly at the start-up end, Kemp Little LLP's 'commercial' department is 'excellent on all counts'. It has also been increasingly busy with payments and regtech work; clients say it has 'expert knowledge of payments regulations and how they apply to small, medium-sized and large technoloy companies'. The team handles the full range of fintech work, and adopts 'a well-reasoned, practical approach to complex legal issues'. The 'astute, extremely personable' Chris Hill is 'always available'; he and Andy Moseby  advise payments start-up Flux on commercial, corporate and regulatory matters, and along with data protection expert Nicola Fulford, both partners have been assisting Nesta and the 20 fintech companies participating in Nesta's 'Open Up Challenge' with commercial, regulatory, IP and corporate matters. Hill has also been handling Initial Coin Offerings (ICOs) and cryptocurrency trading matters for numerous companies; licensing arrangements for Californian insurtech company Qlaimstech; and 'agile software' development agreements for foreign exchange trading platform SmartCharts. Other clients of the practice include Eigen Technologies, AxiomHQ, Worldpay, Monese and the New Zealand-based Xero. Payments expert and senior associate Sophie van Wingerden is 'a safe pair of hands' who 'knows UK and EU financial regulations inside-out'. The 'responsive' Jacob Ghanty joined from K&L Gates LLP in November 2017; he is especially strong in fintech matters pertaining to MiFID and funds.

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United Kingdom: Fintech

This country-specific Q&A provides an overview to Fintech law in  United Kingdom . [Continue Reading]

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