The Legal 500

Twitter Logo Youtube Circle Icon LinkedIn Icon

Addleshaw Goddard

SOVEREIGN SQUARE, SOVEREIGN STREET, LEEDS, LS1 1HQ, ENGLAND
Tel:
Work 0113 209 2000
Fax:
Fax 0113 209 2060
DX:
12004 LEEDS
Email:
Web:
www.addleshawgoddard.com

Ben Lowans

Tel:
Work 0113 209 2548
Email:
Addleshaw Goddard

Work Department

Finance litigation

Position

Ben is a litigation and dispute resolution partner specialising in finance litigation and fraud. Ben's experience involves all aspects of finance litigation including bringing claims for financial services clients and defending claims against those clients. These claims include enforcement and recovery actions, defending mis-selling claims, disputes regarding appointment of LPA Receivers, injunctive actions, fraud claims and dealing with complaints, including those made to the Financial Ombudsman Service.

Ben acts for many clients in both the asset finance and asset based lending sectors. Ben also acts for commercial real estate and mortgage lenders, principally in professional negligence claims against solicitors and valuers and in contested possession claims.

Ben has a particular specialisation in dealing with fraud claims and asset recovery, both in the financial services sector and for commercial organisations. This often involves taking urgent action to obtain freezing injunctions and search orders.  Ben is a board director of the Yorkshire and Humber Fraud Forum, a not for profit company that brings together the private and public sectors to fight and reduce financial crime.  Ben is a Certified Fraud Examiner.

Ben often acts for leasing clients on Aviation and Marine matters. He typically advises clients on the enforcement of aircraft mortgages, repossession proceedings to obtain delivery up of Aircraft, in actions against third parties who have alleged liens and in associated guarantee claims. In respect of Marine Ben often acts for clients in relation to obtaining the arrest of ships in overseas jurisdictions and in Admiralty matters.

Ben was seconded for 6 months to Nationwide Building Society in the role of Senior Counsel in Dispute Resolution.   Ben principally advised the Commercial Division of Nationwide in respect of their high value and complex disputes arising out of their commercial lending.

Ben advises clients on issues of Anti-Money Laundering and Anti-Bribery and Corruption. Ben is Addleshaw Goddard's Anti-Bribery and Corruption Officer and is a Money Laundering Reporting Officer.

Career

Trained Rosling King, qualified 2001; partner Addleshaw Goddard 2010

Member

Professional Negligence Lawyers' Association

Education

Queen Elizabeth High School, Hexham,; The University of Sheffield, Law (LLB)


North West: Dispute resolution

Banking litigation

Within: Banking litigation

Addleshaw Goddard acts for major UK Banks and other financial institutions on a range of disputes, with specialist expertise in asset finance and asset based lending. The team also handles professional negligence and fraud mandates, as well asset recovery and regulatory investigations. HSBC Bank, Shawbrook Bank, Yorkshire Building Society, West Bromwich Building Society, Aldermore Bank, Aldermore Invoice Finance and Nationwide Building Society are clients. The department was recently bolstered by the arrival of the ‘outstandingHarold Brako from Shoosmiths LLP, who is experienced in asset based lending and receivables financing. He leads a team that includes Ben Lowans, who splits his time between Manchester and Leeds and specialises in finance litigation and fraud, and Legal director Helen Collinge, who joined the team from Shoosmiths LLP alongside Brako. Managing associate Matthew O'Neill is also recommended.

[back to top]

North West: Insurance

Professional negligence

Within: Professional negligence

Clients of Addleshaw Goddard single out its particular experience in financial-led professional negligence work such as large-scale valuer negligence cases. Key figures include John Gosling, who is an ‘excellent lawyer with great strategic judgement’, and Ben Lowans, who acts for major banks, building societies and commercial clients. Paul Rowley is a managing associate with ‘years of experience to bring to bear on cases’.

[back to top]

Yorkshire and the Humber: Dispute resolution

Banking litigation

Within: Banking litigation

Addleshaw Goddard’s three-partner practice is led by Sally Butt, and includes Ben Lowans and the ‘invaluableIan Hastings. The team specialises in racial discrimination claims arising from sanction breaches, investment fraud and the mis-selling of interest rate hedging products. It also has niche expertise in aviation and marine leasing, aircraft engine ownership disputes, asset recovery and admiralty proceedings. Hastings successfully defended a £2.5m breach of contract claim brought by a customer of Clydesdale Bank for alleged failure to arrange a valid life insurance policy. Lowans handled an aircraft leasing dispute for Lombard North Central, involving the return of a Cessna Citation aircraft and its sale by the client, and the subsequent claim by the borrower for the shortfall due under the lease agreement. Butt successfully represented a bank in a dispute pertaining to a personal guarantee, where the debtor counterclaimed for negligence based on alleged breaches of the lending code. The team also advised a financial institution on its proposal to increase the interest rate applicable to its buy-to-let mortgage portfolio for borrowers holding multiples of the product. Barclays, HSBC, Shawbrook Bank, West Bromwich Building Society, Yorkshire Building Society and Santander are also clients.

[back to top]

Yorkshire and the Humber: Insurance

Professional negligence: claimant

Within: Professional negligence: claimant

Addleshaw Goddard fields a team that is ‘in the first rank of professional negligence practitioners; the team’s institutional experience enables it to tailor its services to clients’ expectations, management style and budget.’ In addition to heading the firm’s litigation practice in the North, Sally Emerton heads the professional negligence team and has a substantial track record acting for banks and building societies in disputes against solicitors, valuers and other professionals. In keeping with the firm’s prominent reputation for banking litigation, the professional negligence practice is particularly active in lender claimant professional work, for which it appears on the panels of a number of major banks and building societies. Other key figures include Ben Lowans, who handles investment negligence cases on behalf of high-net-worth individuals, in addition to acting for lenders in high-value disputes; Bill Gilliam, who acts for commercial clients; Joe Wilkinson, whose construction litigation expertise makes him a natural choice for professional negligence cases in that area; and managing associate Lee O’Sullivan, who attracts praise for his ‘redoubtable defence of valuer claims’.

[back to top]


Back to index

Legal Developments worldwide

Legal Developments and updates from the leading lawyers in each jurisdiction. To contribute, send an email request to
  • EU and Malta Securitisation Market

    Following the US subprime crisis that began in 2007, the notion of securitisation has suffered from bad press that tainted its reputation. However, securitisation is still considered as an essential component to continued economic recovery and for well-functioning financial markets.
  • PATENTABILITY OF SOFTWARE IN SINGAPORE

     leading_lines_newsletter_dec_2017
  • DOJ Makes the Pilot Program Permanent and Announces FCPA Corporate Enforcement Policy

    The US Department of Justice ("DOJ") had announced a pilot program [1] ("Pilot Program") on April 5, 2016, which created new mitigation opportunities for companies that (i) voluntarily self-disclosed, (ii) cooperated fully, and (iii) took timely and appropriate remedial actions in FCPA matters that fell within the Fraud Section's mandate. The Pilot Program was to remain in effect for 1 year, starting from the day of its announcement. On March 10, 2017, the Acting Assistant Attorney General, Kenneth A. Blanco, announced in a speech that the Pilot Program would continue in full force until the DOJ reached a final decision on whether to extend it, and what revisions, if any, should be made to it. [2] The evaluation period of the Pilot Program ended on November 29, 2017, when Deputy Attorney General Rod Rosenstein announced the new FCPA Enforcement Policy ("Policy"), which effectively makes the Pilot Program permanent with some revisions. According to Deputy Attorney General Rosenstein, the FCPA Unit received 30 voluntary disclosures during the time period that the Pilot Program was in force, as opposed to 18 voluntary disclosures that were received during the previous 18-month period. The Policy has been incorporated into the United States Attorneys' Manual in order to "be readily understood and easily applied by busy prosecutors" as opposed to being promulgated in memorandum format. [3]
  • Effects of State of Emergency Law in Turkey On Prison Sentences Under Criminal Execution Laws

    With the Statutory Decree No.671 dated August 17, 2016, and the recent changes with Regulations No.29987 and No.29824 on Regulation Regarding an Amendment on Placement to Open Punishment Execution Facilities effecting execution of the Law No.5275 on Punishment Execution Law has introduced significant changes.
  • [SOUTH KOREA] Supreme Court Affirms Lower Decision, Finding Invalid the Regulations on Foreign ...

    Supreme Court Affirms Lower Court Decision, Finding Invalid the Regulations on Foreign Exchange Report on Incorporation of Offshore Subsidiary by an Offshore Company
  • Disputes on Health-Related Commercial Advertisements under Consumer Law

    Introduction
  • [SOUTH KOREA] New Administration’s Key Environmental Policies

    To step forward as an environment-friendly government, the Moon Jae-in Administration has announced its key environmental policies, including improving safety in chemical substances and household chemical products, and reinforcing implementation measures of the Paris Agreement.  Under the “sustainable development” paradigm, the new administration will continually promote new regulations to protect the environment and strengthen its enforcement of environmental regulations.
  • [SOUTH KOREA] Lower Court Issues Favorable Decision for 27,000 KIA Motors Employees in an ...

    Lower Court Issues Favorable Decision for 27,000 KIA Motors Employees in an Ordinary Wage Case 
  • SyCipLaw TMT Bulletin: “More Philippine Data Privacy Act: Are you Ready for Phase II?”

    Controllers and processors who have completed Phase I registration with the National Privacy Commission (NPC) will now have to gear up for Phase II. Phase II involves providing the NPC certain information on the organization’s compliance with the Data Privacy Act (DPA).
  • Crowdfunding - The Path towards a regulatory Framework

      The importance and feasibility of crowdfunding platforms is increasing in stature and importance for current and future the entrepreneurs. Malta has recently acceded to the rising trend by creating its first crowdfunding platform, ZAAR, a reward-based crowdfunding platform who has recently been awarded with the first prize in its section at the National Enterprise Support Awards 2016 also as well as being one of the local projects that have represented Malta at the European Enterprise Promotion Awards 2016, held in Slovakia. Nonetheless start-ups based in Malta with global aspirations often rely on international platforms. An increase in interest has emerged amongst the art and culture community as well in social entrepreneurship projects. Crowdfunding in Malta is still at the early stages of development. Despite this, there are endless opportunities for local entrepreneurs and the local business community. Research has shown that through international crowdfunding platforms, monies have been raised for projects in the field of gaming consoles, apps and software as well as for artistic projects.  Testimony to this is a new game design studio in Malta, that launched its first game, Politicks, raised financing through the crowdfunding platform Indiegogo.