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Ward Hadaway

Work 0113 205 6600
Fax 0113 205 6700

Mark Smith

Work +44 (0)113 205 6655
Ward Hadaway

Work Department

Banking and Finance




Mark has dealt with a wide range of financing and banking matters for funders and borrowers and headed up the real estate finance group at a national law firm for many years.

He has acted for a diverse range of lending clients including UK and non-UK banks, peer-to-peer lending platforms, building societies, insurance companies and funds as well as many borrowers both quoted and private.

Mark has particular expertise acting for peer-to-peer lending platforms.  He advised a P2P platform in obtaining full approval from the FCA (one of the first platforms to obtain full authorisation from the FCA).

Mark has also drafted platform terms and conditions including in relation to Innovative Finance Isas recently approved by HMRC.

He has also acted for P2P platforms on the transactional and regulatory issues involved in a wide range of lending into the real estate finance sector.

Mark has also acted for opportunity funds both in their capacity as funders and borrowers in relation to all types of real estate assets including hotels, student accommodation and retail investments.

Another sector where Mark has a lot of experience is the social housing sector where he has acted for many leading lenders over the years and acted for one of the largest registered providers in relation to its varied funding arrangements with lenders to the sector.

Yorkshire and the Humber: Corporate and commercial

Corporate and commercial: Leeds, West Yorkshire, North Yorkshire

Within: Corporate and commercial: Leeds, West Yorkshire, North Yorkshire

Ward Hadaway's practice includes commercial lawyer and group head Philip Jordan, who has particular experience in the manufacturing, engineering and construction industries; corporate partner James Nightingale, who has experience handling a range of M&A and private equity transactions, investments and reorganisations; and banking and finance specialist Mark Smith. Gavin Maddison and Andrew Finfer left the practice to Irwin Mitchell and Addleshaw Goddard respectively.

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Yorkshire and the Humber: Finance

Banking and finance

Within: Banking and finance

At Ward Hadaway, practice head Mark Smith is highly regarded for his advice to peer-to-peer lending platforms. Alongside its real estate, acquisition and development finance knowledge, the department also assists property investment funds and has developed expertise in security structures and acting for new types of debt funder clients such as crowdfunders. Lucinda Peters is recommended for the property elements of secured lending transactions, particularly in the health and care sectors.

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