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Work 0113 283 2500
12051 LEEDS

Jo Ratcliffe

Work +44 (0)113 399 1827
Walker Morris LLP

Work Department



Partner and Head of Pensions


Jo is widely recognised for her knowledge of pensions and advises both companies and trustee boards. She is a member of the North East Group of the Association of Pension Lawyers and was formerly chair of the North West Association of Pension Lawyers. She is an elected member to the Association of Pension Lawyers Committee on public sector pensions. Jo has been ranked as a leading pension lawyer in Chambers Guide to the UK Legal Profession and Legal 500 since 2000.

She has in depth experience of advising both employers and trustees on all types of pensions law including amendments, restructuring, winding up, Pensions Ombudsman claims, outsourcing and PFI, mergers and acquisitions.

Jo acts as lead adviser for a range of pension clients, from FTSE 100 to smaller companies.

She moved to Walker Morris from Addleshaw Goddard where she was head of pensions in Manchester. The reason she chose Walker Morris is because of its unique culture in that partners are expected to actually do the work.

Head of the pensions group Jo Ratcliffe advises clients on a range of matters, such as restructurings, outsourcings and mergers. She is a top choice for clients in both public and private sectors, with sources describing her as “technically very good, incredibly committed, tenacious and practical.”

Yorkshire and the Humber: Human resources


Within: Pensions

The 'commercial, sensible and reasonably priced' pensions department at Walker Morris LLP provides 'a strong professional service combining good technical knowledge of the law with commercial acumen'. Jo Ratcliffe heads the team which continues to act as Capita Group's sole pensions legal adviser. In another work highlight, the practice provided UK pensions advice to Selecta in connection with its acquisition of Pelican Rouge. The group also has extensive experience handling a range of disputes, with Gwendoline Davies leading the pensions litigation team. In addition to acting for large companies and trustees the practice was recently instructed by Northumbria Police Authority. The 'exceptionally bright and personable' Craig Looker  and 'very experienced' Ruth Bamforth were recently promoted to director. Looker is highlighted for his 'excellent capacity to bring innovation to a situation', and Bamforth is recommended for her 'calm approach and skill for contextualising matters'.

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