The Legal 500

Twitter Logo Youtube Circle Icon LinkedIn Icon
Work +63 2 830 8000
Fax +63 2 403 7007/7009
Cebu, Davao, Manila

Judy Hao

Work (632) 830 8000
Angara Abello Concepcion Regala & Cruz Law Offices (ACCRALaw)

Work Department

Corporate & Special Projects


Partner Practice Areas: Banking Law | Capital Markets & Securities | Construction Law | Finance | Investment Law | Mergers & Acquisitions | Real Estate.


Ms. Hao has advised on the entry of foreign investments to the Philippines including the establishment of branch offices, subsidiaries, representative offices and regional operating headquarters of foreign enterprises. She has advised counseled and assisted in the registration of incentives with the Board of Investments and the Philippine Economic Zone Authority, including Clark Special Economic Zone. Ms. Hao has provided advice on various business transactions of clients involving joint ventures, mergers and acquisitions, legal due diligence reviews, privatization, reorganization, build-operate-transfer projects, franchising and licensing agreements, construction contracts, and real estate transactions, among others. Ms. Hao has been involved in acquisitions covering, among others, a toll road project, an airport development project and metro railway construction and development project. Ms. Hao has provided banking advisory services to local and foreign banks and has assisted in the preparation and documentation of loans, other credit transactions and security documents. Ms. Hao is also actively involved in advising clients on projects involving the Real Estate Investment Trust Act and securities laws and has represented issuers and underwriters on equity and debt capital raising transactions, such as the offering of bonds, stock rights offering and private placements, among others.


English and Filipino


Ms. Hao is a member of the Integrated Bar of the Philippines, the Philippine Bar Association, Federacion International de Abogadas and University of the Philippines Women Lawyers’ Circle


Ms. Hao obtained her Bachelor of Laws degree from the University of the Philippines in 1996 where she graduated as a dean’s medalist. She completed her Bachelor of Arts degree in Psychology from the same university in 1992 where she graduated cum laude. Ms. Hao also has a Master of Laws degree from the University of Michigan which she obtained in 2002.


AWARDS AND CITATIONS: Ms. Hao has been cited by IFLR 1000 as one of the leading lawyers in the field of corporate and mergers and acquisitions.


Banking and finance

Within: Banking and finance

Angara Abello Concepcion Regala & Cruz Law Offices (ACCRALaw) has experience in advising international banks wishing to enter the Philippine market, assisting them with obtaining licenses. It has also advised on syndicated loans and other financing arrangements for lenders and borrowers. The firm is currently advising Philippine Hybrid Energy Systems in relation its proposed loan and security agreement with Security Bank in order to finance a wind power generator in Puerto Galera. Judy Hao and Joselito Bautista  head the team. Andre Navato, Jr and Elaine Reyes-Rodolfo provide support. Tadeo Hilado joined as of counsel and Brigida Aldeguer retired.

[back to top]

Capital markets

Within: Leading individuals

Judy Hao - Angara Abello Concepcion Regala & Cruz Law Offices (ACCRALaw)

Within: Capital markets

Angara Abello Concepcion Regala & Cruz Law Offices (ACCRALaw) is adept at handling initial public offerings (IPOs) and equity restructurings. Other areas of expertise include securities laws and regulations. Recent highlights included acting for Cebu Landmasters on its IPO, which raised ₱2.9b. Other clients include Cirtek Holdings Philippines, UBS AG and BDO Capital & Investment. Judy Hao heads the team with support from Francisco Lim and Tadeo Hilado, who was promoted to of counsel.

[back to top]

Corporate and M&A

Within: Leading individuals

Judy Hao - Angara Abello Concepcion Regala & Cruz Law Offices (ACCRALaw)

Within: Corporate and M&A

Angara Abello Concepcion Regala & Cruz Law Offices (ACCRALaw) provides advice on acquisitions, investment projects and restructurings of conglomerates in preparation for initial public offerings (IPOs). It recently advised Asahi Glass in relation to the sale of its Philippine subsidiary AGC Flat Glass Philippines. Other clients include CVC Asia Pacific, British Standards Institution, Chemical Industries of the Philippines and Jones Lang La Salle Philippines. Judy Hao and Joselito Bautista  head the team; they are supported by Melissa Velarde, Andre Navato, Jr and Eusebio Tan. Tadeo Hilado was promoted to of counsel. Francisco Lim is another name to note.

[back to top]

Projects and energy

Within: Projects and energy

Angara Abello Concepcion Regala & Cruz Law Offices (ACCRALaw) provides advice on joint ventures, review of bid documents, power purchase agreements, off-take agreements, operating and management agreements, financing agreements, and construction contracts. The firm recently advised Enel Green Power on restrictions and regulatory requirements around a proposed battery energy storage system business In the Philippines. Judy Hao and Joselito Bautista head the team with strong support from Eusebio Tan.

[back to top]

Real estate and construction

Within: Real estate and construction

Angara Abello Concepcion Regala & Cruz Law Offices (ACCRALaw)’s real estate team is headed by Judy Hao and Joselito Bautista with support from Victor Lazatin and Eusebio Tan. The firm recently acted for Shang Properties in relation to a proposed joint venture with Robinsons Land for the development of a property within the Bonifacio Global City. Another highlight included acting for Allegro Microsystems Philippines Realty on its purchase of land for the expansion of a manufacturing facility.

[back to top]

Back to index

Legal Developments in Philippines

Legal Developments and updates from the leading lawyers in each jurisdiction. To contribute, send an email request to