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Work 020 7481 0010
Fax 020 7481 4968

Elle Young

Work +44 (0) 20 7481 0010

Work Department

Commercial Disputes, Insurance, Maritime




Elle co-leads the firm’s marine insurance practice (with Carrie Radford) specialising in advising Lloyd’s syndicates and company market marine (re)insurers in London and internationally on both contentious and non-contentious matters.

Elle provides coverage advice to (re)insurers, handles disputed matters from outset to conclusion whether negotiated by settlement, mediation, Court or arbitration proceedings, and works on non-contentious matters including policy drafting and advising on the structure of global programmes. Elle’s experience covers a wide range of marine classes of (re)insurance business, including hull & machinery, war, kidnap & ransom, builders risks, P&I, cargo, increased value, aquaculture and yachts. 

Recent examples of Elle’s work include:

>  acting on behalf of H&M and IV insurers in relation to the investigation of the total loss of a vessel in suspicious circumstances; 

>  advising fixed premium P&I insurers in respect of general average and sue and labour claims following The Longchamp decision; 

>  advising various war insurers in relation to detainment of vessels in Venezuela, Egypt, Crimea and Yemen; 

>  advising reinsurers on potential exposure under various insurance programs following the Tianjin explosion; 

>  advising liability insurers on potential exposure following the collapse of Hanjin and assisting insurers in handling incoming claims;

>  advising reinsurers on rights under claims co-operation clause and thereafter directing the handling of underlying claim by insurers;

>  advising on the applicable measure of indemnity under a cargo policy following damage to a yacht during shipment;

>  acting on behalf of the insurers in the case of Versloot Dredging B.V. v HDI Gerling and Others through to the Supreme Court hearing;

>  advising ship repairers and their liability insurers in relation to investigation of claim by shipowner concerning damage to vessel; 

>  handling dispute on behalf of insurers in relation to liability following payment of claim against alleged fraudulent payment authorities;

>  advising insurers in respect of payment of claim following grounding of vessel in Sudan in light of sanctions; 

>  drafting warranties for inclusion in hull policy following the enactment of the Insurance Act 2015;

>  negotiating and drafting settlement agreement between insured, insurer, reinsurers, financial interests and brokers following partial loss.

Elle also regularly acts as coverage counsel in respect of matters proceeding before foreign courts and has recent experience working with (re)insurance clients before Courts in Korea, India, Italy, Czech Republic and Saudi Arabia.

Elle also combines her marine insurance knowledge with her experience in both wet and dry shipping matters and commercial disputes and has experience working on a range of cases involving a cross-over between these areas, including casualty investigations, salvage and subrogated recovery actions. Outside of (re)insurance, Elle has acted on a range of general commercial disputes including jurisdiction, breach of fiduciary duty, loss of chance, professional indemnity, employment, insolvency and debt recovery.




Qualified in 2010.
The University of Sheffield & BPP Law School

London: Insurance

Insurance and reinsurance litigation

Within: Next generation lawyers

Elle Young - Ince

Within: Insurance and reinsurance litigation

Ince specialises in marine and energy-related insurance, with around 50% of its insurance work coming from these sectors; the team also handles property, business interruption, political risk, trade credit, professional negligence, D&O, and reinsurance matters. The roots of the practice lie in marine insurance law, and the firm handles ship casualty investigations as well as advising on marine insurance coverage questions. Kiran Soar is the global head of insurance. While Chris Jefferis and Johanna Ewan recently left the firm to join long-term client XL Catlin, the practice maintains a strong UK and international capability, with a network of overseas offices and a number of partners qualified to practice in more than one jurisdiction. Recently promoted Elle Young is a go-to name for contentious matters across a wide range of marine classes of direct insurance and facultative reinsurance business. In another recent highlight that demonstrates the firm's place in the market, Simon Cooper was instructed to prepare the single claims agreement to govern the model formed by Lloyd's and the International Underwriting Association to allow a single insurer to agree claims on behalf of the whole insurance market.

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