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GSK Stockmann

Work +49 89 28 81 74 0
Fax +49 89 28 81 74 44
Berlin, Brussels, Frankfurt, Hamburg, Heidelberg, Luxembourg and 2 more

Ra Dr Timo Patrick Bernau

Work +49 89 288174 0
GSK Stockmann

Work Department

Practice group: Banking/Finance


Partner, partner under the German Partnership Act. Practice areas: Banking (esp. Banking Regulatory, Financial Services / Cross Border, Payment Services, Asset Management, Investments, Insurance Supervision Law), Capital Markets and Prospectus Law, Payment Services and Electronic Money.


Trainee inter alia at the German embassy in Canberra (AUS) and at an international law firm in Duesseldorf and New York. Perennial employment at a major international law firm in the area of banking and capital markets.


German, English, French.


Member of BVI Finance Experts “Hoch im Kurs”.


University of Giessen. Admitted to the Bar in 2007.

Germany: Banking and finance

Financial services: regulatory

Within: Financial services: regulatory

The team at GSK Stockmann is jointly led by Munich-based partners Robert Kramer and Timo Bernau and handles a wide range of regulatory matters including those concerning digital payments, crowdfunding, the EU capital markets union and Brexit alongside capital and liquidity requirements, while also providing transactional assistance. In conjunction with its corporate team, Peter Scherer continues to advise a client on regulatory matters pertaining to bitcoins, which includes licensing proceedings before BaFin, and a securities and forex trading house on German Securities Trading Act (WpHG) and German Securities Acquisition and Takeover Act (WpÜG) requirements for share transactions. A credit card interest group receives regular advice on various banking supervisory law and bank contract law issues including the implementation of PSD 2 and the German Payment Services Supervision Act, which was provided by Markus Escher and local partner Daniela Eschenlohr. Munich-based Oliver Glück and Frankfurt-based Harald Feiler, who was appointed counsel in January 2018, are other key members of the team. In January 2019, fintech expert Tobias Riethmüller rejoined the firm from Schiedermair Rechtsanwälte.

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Germany: Fintech (2nd edition)

This country-specific Q&A provides an overview of the legal framework and key issues surrounding fintech law in Germany . This Q&A is part of the global guide to Fintech. [Continue Reading]

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