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Deposit Insurance Act Amended to Afford Better Protection

April 2012 - Finance. Legal Developments by Formosa Transnational.

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The Deposit Insurance Act was amended before the end of 2010 to expand the coverage to foreign currency deposits and interests on all covered deposits accrued until the last business day of the failed banks. However, the insurance payments will be made only in the local currency (New Taiwan Dollar) regardless the denomination of deposits.

Liquidated Damages Charged by Credit Card Issuers Limited

April 2012 - Finance. Legal Developments by Formosa Transnational.

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In order to strengthen the supervision of credit card business and to protect consumers’ interests, the financial regulator, Financial Supervisory Commission (“FSC”), amended the Regulations Governing Institutions Engaging in Credit Card Business (“Regulations”).